Financial Advisors Mandurah & Rockingham

STEP 1

Your Initial Enquiry

Our financial planning process starts with first you asking yourself the vital questions of what it is you want to achieve financially and then making an enquiry.

Feel free to tell us a little bit about your situation, any challenges you experience day to day or merely where’d you like to be.

Upon receiving your enquiry and information, we then move to the next step in the planning process.

STEP 2

Our First Conversation

Following up from your enquiry one of our helpful staff members will call you to introduce themselves.

To help determine if we can help, you will be asked for a brief snapshot of your current situation. This should include things like your income, superannuation figures, assets, (big or small), and importantly your goals. Feel free to tell us a little bit about your situation, any challenges you experience day to day or merely where you would like to be.

If at this point we can see that we are able to provide you with meaningful solutions and help then we will suggest moving on to the next step in the planning process. This is the first in-person meeting.

STEP 3

Meet & Greet

This is where the planning process really kicks off. Upon learning more about your situation, a senior financial planner will ensure you feel comfortable enough to discuss financial related matters.

We pride themselves on our ability to listen and hear what you have to say first and foremost, absorbing all important variables beyond just finance.

These are the moments where we begin to break things down and highlight strategies and options that can form part of your overall financial plan to help deliver your goals.

This phase is different for everyone and subsequently, is done in a manner that ensures all factors are covered and included.

It’s here you will see the elaborate and innovative understanding of financial planning we can provide, and will walk away with more knowledge and information about how to best move to the next stage.

STEP 4

Quantify Your Financial Needs and Objectives

After our research is conducted of your current financial products a further meeting will be held to quantify your financial needs and objectives. This involves the use of the Strategic Lifetime Modelling tool developed over 2 decades ago by the ipac team.

STEP 5

Develop Your Unique Plan

This is where we begin working on the finer elements of your financial plan. We call upon our extensive years of experience and skill in finance, leveraging all relevant investment avenues and legislative offsets to craft a plan that is both secure and lucrative.

We research, investigate and take all necessary steps to ensure we are minimising risk and optimising growth, formulating a thoroughly tailored financial plan.

We do this over a period of roughly three weeks. Why?

We allocate time for the necessities that are a part of all plans. However, we allow extra time to ensure all decisions made are the best for you and your financial future.

If we have any concerns or feel the need to improve anything, we have enough time execute such, before we present our plan to you. It also allows us to follow up on any extra details we might need.

STEP 5

We Present Your Plan

After careful examination of all the details we will send you (in a format of your choice) the completed plan before our next face to face meeting. This allows you the time to read and digest the information and be ready with any question you may have at our next meeting.

The plan presentation is where we really come into our own at Growth Planners. We explain all components of our plans in the simplest and most digestible manner. This keeps you informed every step of the way and helps instill a sense of comfort as we elaborate further into your plan and financial strategy.

After the presentation, we’re open ears to any feedback you may have. We’re fortunate enough to boast enough experience to modify where possible to meet your needs and quickly.

At Growth Planners, we’re confident in our ability to propose financial planning that is cutting edge and industry leading.

We understand the sensitivity and importance of your personal finances, and as such provide you with the necessary space and time required to make your decision or the need to make changes.

STEP 7

If Yes, Full Steam Ahead

If you’re confident in our proposal and want to proceed with the advice we then move toward the preliminary stages of implementation. This takes a bit of time due to the complexities of dealing with trustees and administrators etc.

There’s a bit of paperwork and so forth, all necessary to adhere to the legalities and to make sure everything is checked and double checked. It can take anywhere from 4 to 8 weeks before all the elements of your financial plan are underway.

Where To From Here?

Financial growth and security.

By investing in a financial plan at Growth Planners, you can be confident that all risk mitigation parameters have been endorsed. As your portfolio develops, we will keep in contact to inform you of any adjustments or decisions, as well as opportunities we believe are fitting of your finances.