Super

10 tax tips for getting extra cash this end of financial year

Insights, News, Super, Tax
The end of the financial year is almost here and many Australians are scrambling to find ways to reduce their tax.  While we encourage taking a longer-term, strategic view on tax planning, there are a few quick tax tips for getting extra cash in your back pocket. We highly recommend you seek the services of a…

How to invest in a socially responsible way

ESG, Insights, Investing, News, Super
Most of us genuinely want to do good in the world.  This includes investing in a socially responsible way that is aligned with our values. Here we explain what socially responsible or ethical investing is and how to take control of your investments. The growth in socially responsible investing Many people are trying to live more…

How ethical funds can help de-risk your portfolio

ESG, Insights, Investing, News, Super
Ethical investing was once considered a fringe area within financial markets. But now, investors are starting to understand this approach can help de-risk a portfolio and generate sustainable returns over time. Let’s take a look at the rationale behind ethical investing and one new option for investors to achieve a cost-effective, ethical allocation to the…

7 steps to take control of your money in the new year

Budget, Investing, Super
The new year is an ideal time to create positive change in your life. For many, this includes getting on top of their money and improving their financial position. It’s a busy time for us at Financial Spectrum as we see a lot of people who feel that they can be “doing better” and want…

10 tax tips for getting extra cash this end of financial year

News, Super, Tax
The end of the financial year is almost here and many Australians are scrambling to find ways to reduce their tax. While we encourage taking a longer-term, strategic view on tax planning, there are a few quick actions that you can take now which may help put some extra cash in your back pocket. Here…

How much super should you have in your 30s, 40s, and 50s?

News, Super
Everyone understands the importance of superannuation, but few actually take the time to check in on their balances.  While making contributions, voluntary or compulsory, is essential, it’s also vital that goals are being met on the way to the ultimate target – a comfortable retirement. Where your balance should be at each stage of life is…

7 steps to take control of your money in the new year

Budget, News, Savings, Super
The new year is an ideal time to create positive change in your life. For many, this includes getting on top of their money and improving their financial position. It’s a busy time for us at Growth Financial Planners as we see a lot of people who feel that they can be “doing better” and…

4 ways to make money while you sleep

ETF's, Investing, News, Savings, Super
The idea of your money working for you with minimal input is touted by tech-entrepreneurs and millennials as the holy grail of modern financial freedom. But is it really possible to make money doing nothing?  The short answer: yes. Here we share four ways to make money while you sleep. 1. ETFs For a low cost,…

4 easy tips to boost your super

News, Super
Most people don’t think about their super until later in life when they are closer to retirement. However, you’re putting 9.5% of your earnings into your super every year, so it’s your money and you should be taking control of it. Here are a few very quick and simple actions you can take to boost…