Insights

Cryptocurrency and Australian tax: What you need to know

Insights, Investing, News, Tax
In the past, the cryptocurrency market has been a bit like the wild west, with plenty of hacking, scammers and thieves trying to convince people to part with their money.  As cryptocurrency is becoming more mainstream, regulations are forming around the asset class and authorities are warning that they’re catching up with the digital world. As…

How to stop living paycheck to paycheck

Budget, Insights, News
Despite most people being familiar with the term ‘living within your means’, more and people are living on, or even above their means, rather than within them.  Generally speaking, building wealth starts with savings.  What you can put aside from each pay builds up and you can use this to buy property, shares and other assets. But…

How to manage financial stress and anxiety

Budget, Insights, News
Financial stress and anxiety can permeate every area of your life – from your relationships and parenting, to work performance and sleep.  It’s also one of the most common causes of marriage breakdown. But as bad as it might seem at times, know that there are things you can do to improve your financial situation and manage…

How to stop lifestyle creep from eating into your wealth

Insights, News
Picture this: you’ve just earned yourself a pay rise and, right on cue, you decide your Toyota doesn’t really fit with your new income. So you buy a Lexus.  To go with your Lexus you clearly need a new wardrobe and, well, your furniture could use an upgrade too.  Welcome to the world of lifestyle creep,…